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Shop Pay

Pay now or later, it's up to you.

Check out with Shop Pay and choose whether you pay in full or 4 equal installments.

Installments are a flexible payment option that can help you invest in larger purchases by dividing your purchase amount into four equal, biweekly, and interest-free payments. There are no additional fees.

Paying in installments with Shop Pay is powered and serviced by Affirm.

Maximize your budget with installments

Make debit or credit card payments every two weeks or turn on automatic payments.

Get the goods without the bad.

No hidden fees, no interest, no late fees, and no impact on your credit score.

Eligibility and limitations
To pay in installments with Shop Pay in a participating store, you need to meet the following requirements:

  • Reside in the United States.
  • Sign up for Shop Pay.
  • Add your debit or credit card to your Shop Pay account.
  • Paying in installments with Shop Pay doesn't impact your credit score. For Shop Pay installments, Affirm will not report to credit bureaus.


The following limitations currently apply to paying in installments with Shop Pay:

To qualify, orders need to be between $50 and $1000 USD, inclusive of shipping and taxes.


If you change your phone number or email within Shop Pay, then you also need to update your information with Affirm before you can pay for another purchase in installments with Shop Pay.

*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681